Competition Markets Authority
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This order was made under the market investigations provisions of the Enterprise Act 2002.
The order:
- bans agreements between price comparison websites (PCWs) and insurers which stop insurers from making their products available more cheaply on other online platforms
- ensures better information for consumers on the costs and benefits of no-claims bonus protection
Please see the explanatory note above for how the order is expected to operate.
Compliance reports
If you are a PMI insurer or broker, each year you must, by law, submit a compliance report to the CMA by 1 February each year (the Annual PMI Compliance Statement). This obligation arises from the CMAs Private Motor Insurance Market Investigation Order 2015.
The Annual PMI Compliance Statement can now be submitted via an online form and by uploading the tables of Average No Claims Bonus (NCB) Discounts.
If you are a PMI insurer or broker, please email PMIFormRequest2025@cma.gov.uk for more information about how to submit your compliance report.
If your business offers both insurance and brokerage services, the relevant instructions for you to follow should be determined on the basis of the primary role of your business.
When you submit your compliance report via the online reporting form you will receive an automatic response as a confirmation of receipt.
More guidance can be found on the Private Motor Insurance Market Investigation Order 2015 page. If you have any problems using the form, any queries, or if you need to report a breach, please contact the CMA on: pmi.order@cma.gov.uk