Before applying for student finance, its important that you understand the terms and conditions of your loan. Our guide will help you understand your loan contract, your repayment plan type, how youll repay your loan and how to contact us if youre not satisfied.
Published 1 March 2021 Last updated 17 January 2023 +show all updates
A guide to terms and conditions for the 2023/24 academic year have been added
Updated HTML for academic year 2022 to 2023 to reference and include guidance for Higher Education Short Course Loans content.
Updated HMTL Terms and Conditions for 2021 to 2022 and 2022 to 2023, to highlight acronyms.
Updates have been made to the repayment thresholds in the 2022 to 2023 Terms and Conditions Guide
Added guide for terms and conditions 2022 to 2023.
Additional amendment to section 5.7 interest rates.
Adjustments made to interest rates in sections; 4.1, 5.7 and 6.12.
Converted the PDF document to a HTML.
Added updated terms and conditions guide for new tax year.