GovWire

class="gem-c-govspeak govuk-govspeak gem-c-govspeak--direction-ltr js-disable-youtube govuk-!-margin-bottom-0">

You may be able to borrow money to help pay for university or college tuition fees and to help with living costs.

You might get extra money on top of this, for example if youre on a low income, are disabled or have children.

You may be able to get student finance even if youre not from the UK.

Find out if youre eligible.

Before you apply

You start repaying once you earn over a certain amount. The size of your monthly repayments will depend on how much you earn, not what you owe.

Youll be charged interest on the loan from the day you take it out. The terms and conditions can change.

Student loans: a guide to terms and conditions 2023 to 2024

Student loans: a guide to terms and conditions 2024 to 2025

The rules are different if your course started before September 2016.

Read the student finance privacy notice to find out how the information you provide will be used.

You can give someone permission to act on your behalf (for example using Power of Attorney) if you want them to apply for you.

How to apply

Find out how to apply for student finance.

If youre under 25 and have no contact with your parents, you might be able to apply as an estranged student.

If you spent at least 13 weeks in the care of your local authority before you turned 16, you might be able to apply as a care leaver.

If youre not from England

Theres a different process if youre:

• a student from Scotland
• a student from Wales
• a student from Northern Ireland
• a student from Jersey
• a student from Guernsey
• a student from Isle of Man