This guide gives advice on the registration of legal charges and deeds of variation of the terms of a registered charge at HM Land Registry. It is aimed at conveyancers.
Published 13 October 2003 Last updated 17 April 2023 +show all updates
Section 3 has been amended to explain our practice where a single application is made to register two or more charges at the same time and their priority order differs from their dates of creation.
Section 3 has been amended to clarify when a plan should be included with a charge of part.
Sections 3 and 15 have been amended to refer to the Economic Crime (Transparency and Enforcement) Act 2022.
Section 4 has been amended to clarify when we will enter the note referred to in section 859H of the Companies Act 2006.
Section 5 has been amended to clarify when a restriction will not be automatically cancelled on a discharge of a charge.
Section 4 has been amended to refer to the correct section of the Companies Act 2006. Section 14.1 has been amended to clarify that a digital mortgage can be used only to create remortgages of a borrowers existing property. Section 14.2 has been amended as the service is no longer in the private phase.
Section 6 has been amended to clarify that an application to register a lenders obligation to make further advances must be made by the lender or their conveyancer.
A new section 14 about digital mortgages has been added to this guide.
Section 11 has been amended to refer to the register completion sheet rather than the title information document.
Video about How to avoid Land Registry requisitions: Company charges added
Section 12.1 has been amended as we have revised our practice on local authority signatories to letters of postponement.
Section 12 has been added detailing our practice on the postponement of charges.
Link to the advice we offer added.
Section 9.1 has been amended to make it clear that when you lodge a scanned image of an approved charge for registration, the MD reference of the charge must clearly appear on the scanned image.
