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A world class pension scheme for your military service

When a member of the armed forces reaches their retirement age, they receive one of the most generous pensions available in the UK. This fairly reflects the unique sacrifice they have provided their country throughout their career.

All members of the armed forces are automatically enrolled into the Armed Forces Pension Scheme. Unlike all other public schemes, members pay 0% in contributions each month. The scheme is unfunded and paid from the public purse.

Deferred and Preserved Pension Entitlement

A Guide to Deferred and Preserved Pension Entitlement

• A Guide to Deferred and Preserved Pension Entitlement (PDF, 327 KB, 9 pages)

• A Guide to Deferred and Preserved Pension Entitlement (ODT, 17.4 KB) (accessible)

2015 scheme

Guidance relating to the Armed Forces Pension Scheme 2015.

• The Armed Forces Pension Scheme 2015: Your Pension Scheme Explained (PDF, 612 KB, 34 pages)
• The Armed Forces Pension Scheme 2015: Your Pension Scheme Explained (accessible) (ODT, 410 KB)
• Actuarial valuation of the Armed Forces Pension Schemes 2020
• JSP 905 Armed Forces Pension Scheme 2015 and Early Departure Payments Scheme 2015
• The Armed Forces Pension Scheme 2015: Added Pension Explained (PDF, 306 KB, 13 pages)

2005 scheme

Guidance and documents relating to Armed Forces Pension Scheme 2005.

• AFPS 2005: your pension scheme explained

• JSP 764 explains the AFPS 05

1975 scheme

Guidance and documents relating to the Armed Forces Pension scheme 1975.

• Armed Forces Pension Scheme 1975 (JSP 854)

• AFPS 1975: your pension scheme explained

• Pension Codes: the amounts of service retired pay and pensions, service invaliding retired pay and pensions, service attributable retired pay and pensions, gratuities and resettlement grants are shown in the pension code. The pension code is revised annually.

• AFPS 75 Commutation

Reserve service pension schemes

Guidance and documents relating to the reserve schemes.

• Reserve Forces pension scheme 2005

Legislation

Legislation related to the Armed Forces Pension Scheme.

• Reserve Forces Pension Scheme 2005: regulations and guidance

• Armed Forces Pension Scheme 1975 regulations

• Armed Forces Pension Scheme 2005 Order: Statutory Instrument 2005/438

• The Armed Forces Early Departure Payments Scheme Order 2005: Statutory Instrument 2005/437

• Armed Forces Pension Scheme 2006 Order: Statutory Instrument 2006/717

• The Armed Forces Pension Scheme etc. (Amendment) Order 2009: Statutory Instrument 2009/544

• The Armed Forces Pension Scheme 2005 (Amendment) Order 2011: Statutory Instrument 2011/1364

• The Armed Forces Redundancy Scheme 2006, the Armed Forces Redundancy Etc. Schemes 2010 and the Armed Forces Pension Scheme 2005 (Amendment) Order 2011: Statutory Instrument 2011/3013

• The Armed Forces (Transitional Provisions) Pensions Regulations 2015: Statutory Instrument 2014/2958

• The Armed Forces Pension Schemes and Early Departure Payments Schemes (Amendments Relating to Flexible Working and Miscellaneous Amendments) Regulations 2018: Statutory Instrument 2018/1111

• The Armed Forces Early Departure Payments Scheme Regulations Statutory Instrument 2014 (PDF, 95.2 KB, 